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Often, the lender or loan originator will play an important role in suggesting and deciding which insurance is selected. In fact, place loans with down payments of less than 20% are increasingly popular. Best of all, working with a mortgage insurer can be very easy -- whether the FHA or a private mortgage insurer insures your loan -- because your lender handles all of the arrangements. Private mortgage insurance is available on a wide variety of loans and there is no pre-set limit on the loan amount. The. <A HREF="http://spring-valley-e-real-estate.com/">spring valley real estate for sale</A>. Often, the lender or loan originator will play an important role in suggesting and deciding which insurance is selected. In fact, place loans with down payments of less than 20% are increasingly popular. Best of all, working with a mortgage insurer can be very easy -- whether the FHA or a private mortgage insurer insures your loan -- because your lender handles all of the arrangements. 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